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Three months after a massive insurance scam involving hundreds of crores came to light in Uttar Pradesh’s Sambhal district, the police have filed an 800-page chargesheet against 11 accused from UP, Bihar and Jharkhand, ToI reported. The group, dubbed the “insurance mafia”, is alleged to have created fraudulent life insurance policies in the name of dying persons and even those who had already passed away. These policies were used to siphon off money from leading insurance companies, including ICICI Prudential, PNB MetLife, Bajaj Allianz and SBI Life Insurance.The case was first reported by The Times of India, which exposed the reach, methods, and network of players involved in the multi-state racket. The investigation was led by Sambhal superintendent of police Krishna Kumar Vishnoi, assistant superintendent of police Anukriti Sharma, and circle officer Deepak Kumar. It was triggered by a tip-off which revealed the workings of a 26-member syndicate spanning several states. These individuals were arrested following the registration of multiple FIRs.ASP Anukriti Sharma said on Friday, “The 800-page chargesheet, filed on Thursday, has every detail of the evidence collected from Jan 17 when an SUV was intercepted in Sambhal and unexplained cash in large quantity along with PAN cards, debit cards, etc, were found in it. That led to unearthing of the scam, spread across 12 states. As of now, we've named 11 accused, including Omkareshwar Mishra (Varanasi); Surajpal, Shahrukh Khan from Sambhal; and Shivendra Kumar from Bihar, in the chargesheet. Since it is an ongoing investigation, there are many others who are on the run or under the radar. Their names will be included in supplementary chargesheets.”The gang operated using a calculated and unethical model. Their primary targets were poor, terminally-ill individuals who were falsely portrayed as healthy to insurance firms. Policies were secured in their names, and since these individuals were close to death, the gang paid the premium amounts themselves. Soon after the death of the insured, full claim amounts were received by the criminals, who then vanished.In several cases, the criminals also managed to forge backdated policies for people who had already died. Once these were processed, they filed claims and distributed the money among themselves.“In certain cases, they offered the deceased's family a small share of the claim money. In others, the family concerned was left completely unaware and uncompensated,” revealed ASP Sharma.So far, 14 FIRs have been filed in different police stations in Sambhal and nearby districts such as Badaun, Moradabad and Amroha.Police officials said the scam had operations in at least 12 states and the syndicate had adopted multiple fake identities and financial tools. The chargesheet also includes recovery details, call data records, forged policy documents and bank transactions.Investigations are ongoing, and more names are likely to be added in upcoming supplementary chargesheets as police continue to track the remaining members of the syndicate.(with ToI inputs)

1. Netizens react after RCB's batting collapse against PBKS in IPL 2025: ‘No other team makes this record’  Hindustan Times
2. Tim David's blunt statement after RCB collapse: 'If I get chance to bat up ... '  Times of India
3. Tim David scripts his name in unique list with POTM performance against Punjab Kings  India TV News
4. RCB's home truth: Flailing, failing and falling behind  Cricbuzz.com
5. The hex of the exes - another old boy returns home to take RCB down  ESPNcricinfo

राज्य ब्यूरो, पटना। बिहार में इस साल अक्टूबर-नवंबर महीने में विधानसभा चुनाव (Bihar Assembly Election 2025) होने हैं, जिससे पहले महागठबंधन चुनावी तैयारी में जुट गया है। महागठबंधन द्वारा समन्वय समिति बनाने का निर्णय लिया है, जिसकी कमान तेजस्वी यादव को दी गई है।

भाकपा-माकपा ने भेजे नाम

वहीं, अध्यक्ष के अलावा समन्वय समिति में 12 सदस्य होंगे। घटक छह दलों से दो-दो सदस्यों का चयन किया जाएगा, जिसके लिए भाकपा-माकपा ने दो-दो नाम भेजे हैं।

12 सदस्यीय समिति का होगा गठन

24 अप्रैल को प्रस्तावित पहली बैठक से पहले महागठबंधन की समन्वय समिति का गठन हो जाना है। 12 सदस्यीय समिति की अध्यक्षता तेजस्वी यादव करेंगे, लेकिन सदस्य अभी तय नहीं। प्रत्येक घटक दल से दो-दो सदस्य बनाए जाने हैं। बहरहाल उसके लिए भाकपा और माकपा ने अपने कोटे के नाम राजद को सौंप दिए हैं।

पूर्व मंत्री आलोक कुमार मेहता करेंगे समिति का गठन

राजद ने पूर्व मंत्री आलोक कुमार मेहता को समिति के गठन का दायित्व सौंप रखा है। माकपा ने प्रदेश सचिव ललन चौधरी व विधायक दल के नेता अजय कुमार का नाम भेजा है। भाकपा की ओर से प्रदेश सचिव रामनरेश पांडेय और रामबाबू कुमार सदस्य होंगे।

2-3 दिन में मिलेंगे सभी दलों के नाम

दो-तीन दिन के भीतर कांग्रेस, भाकपा (माले) और विकासशील इन्सान पार्टी की ओर से भी नाम भेज दिए जाएंगे। राजद के दो सदस्यों का चयन तेजस्वी के अलावा राजद सुप्रीमो लालू प्रसाद की सहमति से होगा। सभी घटक दलों की ओर से नाम मिलने के बाद समन्वय समिति का गठन किया जाएगा।

ये भी पढ़ें

Bihar Election 2025: महागठबंधन ने बनाई को-ऑर्डिनेशन कमेटी, तेजस्वी यादव को मिली कमान

Bihar Politics: महागठबंधन की दूसरी बैठक की डेट हो गई फिक्स, इस फॉर्मूले पर हो सकती है बात

Indian equities bounced back with venom in the holiday-shortened week, which had just three trading sessions. The rally was mainly driven by the pause in reciprocal tariffs by US President Donald Trump. During the week, the benchmark Sensex gained over 4% and the resurgence spread even into the broader market. The surge in small caps comes as a relief to many investors, who have been sitting on heavy losses due to the correction and which have been reeling under the pressure for months before Trump hit a pause on tariffs.The BSE Smallcap 250 index rose 4.2%, as a result of this, in one of the rare instances this year, over 100 smallcap stocks logged double-digit weekly gains. Seven of them offered returns of over 20%. Mercury Ev-Tech (29%) was the top gainer in the smallcap pack, followed by Cupid (23%), Goldiam International (21%) and Shaily Engineering Plastics (21%). In the mid-cap segment about 7 stocks gained in double-digits with Emcure Pharmaceuticals, Delhivery and Indian Renewable Energy Development Agency (IREDA) as the leaders.Almost all the Sensex components gained in the week. IndusInd Bank led the pack with 15% rise in just three days. This was followed by another private lender Axis Bank, whose shares rose 11%.Bank stocks overall were among the top gainers as the rebound was supported by a favourable monetary environment and a reduction in deposit rates by major lenders. This is expected to enhance margins and benefit banking stocks. Amid global uncertainties, analysts say banking names remain a preferred investment choice.During the week, foreign institutional investors (FIIs) returned to Indian equities with strong buying as they pumped in nearly Rs 15,000 crore. The forecast of an above-normal monsoon also contributed to the market's outperformance relative to other emerging economies.The strong surge in equities meant that India has emerged as the first major market to fully recover from the losses triggered by the US tariff announcements earlier this month. Investor sentiment was buoyed by expectations that the US-China trade dispute may not harm, but rather benefit, India.What happens next?Analysts said the current domestic macroeconomic environment remains supportive, encouraging investors to increase their exposure to riskier assets for the long term. "Additionally, the inflation outlook appears favorable, reinforced by forecasts of an above-normal monsoon and a decline in oil prices," said Vinod Nair, Head of Research, Geojit Investments.Going forward, earnings will be in focus. The expectations are that the fourth quarter will likely be insipid due to muted demand and margin pressures."Investors are advised to adopt a cautious stance, particularly with export-oriented stocks, and instead focus on pure domestic themes such as banking, consumer goods, healthcare, transportation, and infrastructure," Nair added.(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of Economic Times)

1. Former underworld don Muthappa Rai’s son Ricky Rai shot at in Bidadi, condition critical  India TV News
2. Ricky Rai, son of late Karnataka don Muthappa Rai, shot at in Bengaluru  The Hindu
3. Attack on Ricky Rai: A Nearly Perfect Attempt with Multiple Motives in Play  Deccan Herald
4. Son of late Karnataka don Muthappa Rai shot at on Bengaluru outskirts, FIR against stepmother, former associate  The Indian Express
5. Ricky Rai, son of former underworld don Muttappa Rai, shot at outside Bidadi bungalow in Karnataka  Times of India

जागरण संवाददाता, पटना। JEE Main Result 2025 Session 2: नेशनल टेस्टिंग एजेंसी (एनटीए) ने शुक्रवार की दोपहर जेईई मेन अप्रैल सत्र की संशोधित फाइनल आंसर-की जारी कर दी है। जेईई मेन अप्रैल सत्र के गुरुवार की शाम जारी फाइनल आंसर-की को दो घंटे बाद ही वापस ले लिया गया था। अब पुनः शुक्रवार को जारी की गई संशोधित फाइनल आंसर-की में भी 11 प्रश्नों के जवाब में बदलाव किए गए हैं। वहीं, अब जेईई मेन का रिजल्ट भी जारी कर दिया गया है।

11 प्रश्नों के जवाब में बदलाव

11 प्रश्नों के जवाब में किए गए बदलाव में सबसे ज्यादा फिजिक्स में छह, मैथ में तीन और केमिस्ट्री के दो प्रश्न शामिल हैं। सबसे अधिक पांच प्रश्नों के जवाब तीन अप्रैल के पेपर वाले बदले गए हैं, जिसमें चार पहली पाली और एक प्रश्न दूसरी पाली का है।

जेईई मेन सत्र-2 का रिजल्ट जारी

एनटीए ने शुक्रवार को ही ये स्पष्ट किया था कि शनिवार की दोपहर तक दूसरे सत्र का परिणाम और आल इंडिया रैंक जारी कर दिया दी जाएगी। इसके बाद देर रात परिणाम जारी कर दिए गए हैं।

पहले और दूसरे सत्र में सबसे बेहतर परसेंटाइल के आधार पर रैंक का निर्धारण किया जाएगा। जेईई मेन में श्रेणीवार ढाई लाख रैंक वाले विद्यार्थियों को आइआइटी की प्रवेश परीक्षा जेईई एडवांस में शामिल होने का अवसर मिलेगा।

23 अप्रैल से कर सकेंगे जेईई एडवांस के लिए अप्लाई

जेईई एडवांस के लिए आवेदन की प्रक्रिया 23 अप्रैल से प्रारंभ होगी। दो मई तक ऑनलाइन आवेदन लिए जाएंगे। जेईई मेन के विशेषज्ञों के अनुसार संशोधित फाइनल आंसर-की में दो प्रश्नों के जवाब ऐसे हैं, जो गुरुवार को जारी की गई फाइनल आंसर-की से अलग हैं। अब उन्हें वापस ले लिया गया है।

इसमें तीन अप्रैल को पहली पाली में फिजिक्स और चार अप्रैल को दूसरी पाली के फिजिक्स के प्रश्न के जवाब में 17 अप्रैल को जारी की गई फाइनल आंसर-की में करेक्शन किया गया था, जिसे संशोधित फाइनल आंसर-की में वापस ले लिया गया है।

ड्राप प्रश्न के मिलेंगे सभी को पूरे अंक

दो अप्रैल की पहली पाली में मैथ के प्रश्न के जवाब में बदलाव किया गया है। तीन अप्रैल को पहली पाली में फिजिक्स के प्रश्न को ड्राप किया गया, इसी पाली में फिजिक्स व केमिस्ट्री के प्रश्नों के जवाब बदले गए हैं। ड्राप प्रश्न में संबंधित पाली के सभी परीक्षार्थियों को पूरे अंक मिलेंगे।

तीन अप्रैल को दूसरी पाली में मैथ के एक प्रश्न के दो जवाब का विकल्प दिया गया है। चार अप्रैल को पहली पाली में फिजिक्स के एक प्रश्न का जवाब और इसी पाली में फिजिक्स के ही एक अन्य प्रश्न के दो जवाबों का विकल्प दिया गया है।

चार अप्रैल की दूसरी पाली में फिजिक्स के प्रश्न के जवाब में बदलाव किया गया है। सात अप्रैल को पहली पाली में मैथ और फिजिक्स के एक-एक प्रश्न के जवाब बदले गए हैं। आठ अप्रैल को दूसरी पाली में केमिस्ट्री के प्रश्न में बदलाव किया गया है।

ये भी पढ़ें

JEE Main Result 2025: जेईई मेन का परिणाम जारी, 25 छात्रों को 100 पर्सेंटाइल

1. JEE (Main) results announced, 24 candidates score perfect 100  Greater Kashmir
2. Kushagra Gupta from Karnataka achieves 100 percentile score in JEE-2025 (main) Session-2  The Hindu
3. jeemain.nta.nic.in [Live], JEE Main Result 2025 Announced for Session 2 : Cut off & Toppers List  Shiksha
4. JEE Main 2025 results: NTA releases results at jeemain.nta.nic.in; 24 candidates achieve perfect 100 score  Mint
5. JEE Mains Session 2 Results 2025: Rajasthan has highest number of NTA 100 scorers, here are other states that follow  Hindustan Times

1. Akhanda 2: Amazon Vs Netflix  Telugu 360
2. Akhanda 2 Buzz: OTT Giants Vie For Digital Rights As Shooting Progresses Rapidly  Deccan Chronicle
3. Akhanda 2 Teaser update on Balayya's Birthday..!?  indiaherald.com
4. Akhanda 2 OTT deal: Makers of Balakrishna's next demand a whopping Rs 100 crore?  OTTPlay
5. Akhanda 2 Shooting Update: Nandamuri Balakrishna-Boyapati's Sequel In Trouble Due To Differences? All We Know  Filmibeat

1. HDFC Bank, ICICI Bank Q4 results today: 4 key factors to watch  The Financial Express
2. ICICI Bank Q4 Results LIVE: Profit, NII seen rising; asset quality may improve  CNBC TV18
3. Nifty Bank on verge of hitting record high on Monday. Will bank stocks keep beating Nifty?  The Economic Times
4. Q4 Results Live: Yes Bank's Gross NPA Remains Stable, Net NPA At 0.3%  NDTV Profit
5. HDFC, ICICI to kick-start Q4 earnings for banks; margins in focus as loan, deposits grow slower  Mint

As FY26 kicks off against a backdrop of global economic uncertainty, tariff tensions, and market volatility, investors are bracing for a turbulent ride ahead.Yet, amid the noise, seasoned market watchers see opportunity. In an interview with Kshitij Anand for ETMarkets Smart Talk, Jitendra Gohil, Chief Investment Strategist at Kotak Alternate Asset Managers, shares his nuanced outlook for the year ahead.While he cautions that equities may face pressure and deliver subpar returns in the near term, he believes the current environment presents a rare window for bargain hunters to accumulate high-quality stocks at reasonable valuations.From the ripple effects of US tariffs to India’s resilient macroeconomic story, Gohil unpacks the key themes shaping FY26 and where smart money is headed. Edited Excerpts –Q) Thanks for taking the time out to discuss these important topics. As we kick off April and the new financial year, it's clear that we're starting on a particularly volatile note, especially with the current tariff uncertainties. Looking ahead to FY26, what are your thoughts on the markets?A) We anticipate that 2025 will be a favorable year for bond markets and gold, whereas risky assets like equities might experience extreme volatility and deliver subpar returns. For those with immediate liquidity needs within a year, equities might not be the best option.However, these uncertain and volatile times can present a unique opportunity to accumulate high-quality stocks at reasonable prices. It's crucial to remain vigilant, well-informed, and take calculated risks on select equities based on market and geopolitical developments.This is a pivotal moment for India and global financial markets, and how our lawmakers and industry leaders navigate this situation could significantly impact our future.Q) What are your views on the US tariffs introduced by the Donald Trump administration? How do you think they will affect the economy and Indian markets?A) Currently, the US has one of the lowest savings rates, yet holds over USD 36 trillion in government debt. Much of this debt is funded by the savings of other countries, particularly those with trade surpluses with the US.The Federal Reserve hasn't fully unwound its balance sheet, which expanded significantly post-financial crisis and following COVID-19.With US interest rates at multi-decade highs and gold reaching historic levels, this should be concerning for the US. Trump's strategy aims to reduce debt, interest costs, and trade deficits while reasserting geopolitical dominance, even if it requires an expansionist approach.However, the outcomes are uncertain and could potentially backfire on the US as trading partners negotiate between each others and take countermeasures, including competitive currency devaluation.The US has a per capita GDP of over USD 82,000, significantly higher than Europe and Japan of USD 44000 and USD 33000 respectively. Shifting manufacturing away from China won't be easy, and Trump may face significant backlash if immediate results are not seen.The likelihood of a US recession is estimated at 60% by JP Morgan, which is quite alarming. Financial markets will remain on edge, taking cues from day-to-day developments.Q) The chatter of a global slowdown is growing louder with new US tariff measures in place. How do you see this impacting India and global economic growth?A) Tariffs will undoubtedly affect India's imports and exports, but excluding commodities like oil and gold, India is relatively less impacted compared to other economies dependent on external trade.The RBI projects India's GDP growth at 6.5%, down from 6.7%. Even with a further reduction of 50 basis points, a 6% GDP growth for India is respectable. Lower interest rates and a precipitous drop in oil prices, if sustained around USD 60-65 per barrel for the year, could boost India's GDP by about 50 basis points, partially offsetting the global growth slowdown.India's corporate balance sheets and return on equity (ROE) are among the best globally, and the government has shown remarkable fiscal consolidation compared to other countries.While US, Japan, and Germany have seen their yields reach multi-decade highs, India's 10-year yield has fallen to over three-year lows. With inflation below 4%, this is commendable.The INR has remained stable against the USD and is one of the best-performing currencies since March this year, demonstrating India's macroeconomic resilience, which I think is underappreciated.Although a US recession is not our central scenario, business sentiments have worsened. If tensions escalate, especially from China, Europe, and Canada, long-term growth prospects for various economies, including India, could be adversely affected. Q) Gold recently hit a record high while equity markets reacted sharply to tariff announcements. Do you think it makes sense to increase allocation towards gold?A) Our investment committee recommends maintaining a 5-7% allocation to gold. Gold can help lower portfolio volatility and provide a hedge against recession risk in the US. Buying gold on dips might be prudent given the uncertain outlook.Q) Do you think earnings of Indian companies might be affected by tariff measures, leading to earnings downgrades?A) Yes, we believe the Nifty Index could see earnings downgrades of around 3-4%. Apart from tariff impact, there are a few domestic factors as well. Corporate margins have expanded significantly, even as consumption struggles.With higher competitive intensity expected in the coming years, especially with the rise of startups, there is room for more competition across sectors. While we remain positive on the overall macro economy and a pick-up in capital expenditure, earnings growth might disappoint again.Q) Which sectors should investors consider deploying fresh money amid tariffs and a global economic slowdown?A) We believe inflation and interest rates might surprise on the downside, making housing finance companies and select NBFCs well-positioned.The banking sector's valuation is reasonable, and despite margin pressures, earnings growth might remain healthy due to anticipated credit growth.We prefer domestically focused sectors such as hospitals, hotels, and transportation companies. Tactically, with falling oil prices, FMCG and OMCs are well-positioned in the short term.Q) How are HNIs and big-ticket investors allocating their money? Are they diversifying globally or buying treasures to protect their portfolios?A) Risk appetite has certainly taken a hit, but savvy investors are not abandoning the market. They are constantly evaluating the changing landscape and looking for investment opportunities. Diversification within asset classes and increased allocation to global equities have become more prevalent over time.Q) After recent corrections, how is India placed among EM players in terms of valuations? How should one approach small and midcaps in FY26?A) India remains expensive compared to peers and may continue to do so. The Nifty Index, representing large caps, is now at reasonable valuation levels, barring further earnings downgrades.Nifty mid and small caps still have room for valuation corrections, either through time or price adjustments. Mid and small caps can be solid wealth creators, but they require significant patience, research and monitoring to understand business opportunities and pitfalls.Investors should constantly look out for opportunities in mid and small caps and wait for the right time to invest. Current times may offer good bargains.Q) What is your view on Foreign Institutional Investors (FIIs)? Do you see smart money moving back to India?A) If the dollar index starts to depreciate, FPIs' preference for emerging markets will improve, and within EMs, India's outlook remains relatively more resilient and attractive compared to peers. However, current uncertainties are high.If China devalues its currency to offset tariff impacts, the RBI may allow the INR to fall in line to protect domestic industry and maintain export competitiveness. Nonetheless, a weak currency is generally detrimental to the economy in the long run.(Disclaimer: Recommendations, suggestions, views, and opinions given by experts are their own. These do not represent the views of the Economic Times)

1. Indian student killed in Canada after being hit by stray bullet during shooting incident  Hindustan Times
2. Indian Student Dies In Canada, Family Says Gunfire During Clash Killed Her  NDTV
3. Punjab's Dhundha village mourns Harsimrat Kaur’s death in Canada gang shootout  Times of India
4. Student from Punjab shot dead at bus stop in Canada; police say she was not intended target of assailants  The Indian Express
5. Indian student, 21, killed by stray bullet in Canada, was 'innocent bystander'  India Today

1. 50% Indian students among revoked US visa cases, claims lawyers' body  Hindustan Times
2. 'Half of student visas US revoked are of Indians'  Times of India
3. Students attempting to go against US laws will face consequences, warns Department of State  Hindustan Times
4. US lawyers’ body lists 327 cases of student visas being revoked, half of them Indians  The Indian Express
5. Students ‘opt out’ of US plans amid visa woes  The Financial Express